After I lost money to a trading scam, someone called claiming they could get it back — for a fee. I almost paid again. Seamus stopped me on the phone, explained that the ‘recovery agent’ was a second scam, and then actually recovered part of what I had already lost. He saved me twice.
Joanne is the reason I say this everywhere: a genuine investigator never asks you to pay a fee up front to receive your own money. The ‘refund agent’ who contacts you after a loss is almost always the same crew, or one that bought your details. We stopped the next payment cold and clawed back most of the fees she had already sent.